Regulatory Reporting Pressure
150+ regulatory reports, frequent circular changes, manual mapping and constant inspection exposure.
Technology Solutions for Banking & Finance
Secure, compliant, enterprise-grade IT solutions for banks, NBFCs and cooperative banks worldwide — built to meet regional regulatory standards from day one. 12 years of banking and finance engineering, compliance-first delivery, and productised solutions trusted by financial institutions across markets.
Technology Solutions
for Banking & Finance
Secure, compliant, enterprise-grade IT solutions for banks, NBFCs and cooperative banks worldwide — built to meet regional regulatory standards from day one. 12 years of banking and finance engineering, compliance-first delivery, and productised solutions trusted by financial institutions across markets.
The BFSI Reality : Built for the pressures your institution lives with
Banking and financial-services institutions are modernising under real pressure — integrating data across systems, meeting an expanding set of regulatory demands, and keeping systems secure, without disrupting live operations.
Three challenges recur: infrastructure that's costly and risky to modernise, data siloed across core banking, lending, CRM and other systems, and regulatory reporting still done manually — turning every cycle into a crunch where one error can trigger a compliance inquiry. The institutions that get ahead treat compliance, data and security as one connected problem.
Legacy & Data Fragmentation
Siloed CBS, lending, CRM and data that blocks trusted analytics, governance and AI-readiness.
Infrastructure Modernization
Core systems and platforms that are costly to run and high-risk to upgrade without disrupting live operations.
Operational Drag
High-volume back-office processes and paper-based branch operations that inflate cost and audit time.
Security & Continuity
Expanding cloud footprints and growing data volumes widen the attack surface, while uptime expectations leave no room for disruption.
One Connected Problem
Compliance, data and security, solved together — not as separate IT projects.
Solutions mapped to your challenges
Each solution states the problem in your language, how Ahana actually delivers it, and the outcome. Ordered to lead with regulatory and risk, where buying intent is highest.
CDP & ADF for Regulatory Reporting
THE PROBLEM
Regulatory returns (CRILC, ADF, Return A, off-site monitoring) are assembled manually from core-banking exports that don't map cleanly to regulatory formats. A single error can trigger an inspection query.
HOW AHANA HELPS
Ahana's Data SBU builds a Customer Data Platform that pull straight from your core banking system, apply regulatory validation rules, and generate audit-ready returns with full data lineage — on top of your existing infrastructure, with no separate platform investment required. It's powered by the productised Reporting Solution that covers 50+ CDP & ADF reports and updates as circulars change.
Audit-ready reports, drastically reduced quarter-end effort, defensible data lineage.
NPA Provisioning & Restructuring
THE PROBLEM
Provisioning and restructuring calculations across the loan book are manual, error-prone, and difficult to defend in an regualtory inspection.
HOW AHANA HELPS
The Data SBU builds an automated provisioning and restructuring engine on your core banking data, applying current regulatory requirements and supervisory guidelines — including edge cases like MSME and COVID-restructured accounts — so classifications update as the rules change, with a full audit trail.
Inspection-ready provisioning with near-zero manual reconciliation.
Loan Default Prediction
THE PROBLEM
Credit teams rely on lagging indicators, so default risk surfaces too late, and legacy decisioning is slower than digital-first competitors.
HOW AHANA HELPS
Ahana.AI builds production-grade default-prediction models using lending and bureau data — not experimental demos — with explainability for credit and risk committees and responsible-AI governance built in. The Data SBU prepares the underlying platform.
Earlier risk signals and faster, more consistent credit decisions.
Bank Operations Automation
THE PROBLEM
High-volume back-office processes — reconciliation, account maintenance, exception handling — consume staff time and introduce errors.
HOW AHANA HELPS
The Intelligent Automation SBU — a UiPath Consulting Partner — deploys automation using Ahana's productised accelerators RapidAutomate and Quick Strike, so common banking patterns are pre-built rather than rebuilt bespoke each time.
Reduced manual effort, faster processing, fewer exceptions.
Branch Operation Digital Registry
THE PROBLEM
Paper-based branch registers slow audits, inflate stationery and logistics cost, and create compliance gaps across the network.
HOW AHANA HELPS
Ahana digitises branch registers end-to-end (Data + Application Development), giving a searchable, audit-ready digital record across every branch — designed for regulatory inspection readiness from the start.
100% elimination of manual registers, 60% savings in stationery and logistics, 70% faster audits.
Bulk Search
THE PROBLEM
Screening and looking up customers or accounts across large datasets is slow at scale.
HOW AHANA HELPS
The Data SBU builds high-performance bulk search across large banking datasets, supporting compliance screening (AML/KYC), customer and account discovery, and audit queries at volume.
Rapid search across millions of records and faster compliance screening.
Sales Buddy
THE PROBLEM
Branch and relationship sales teams lack consistent preparation and next-best-action prompts, so cross-sell and conversion vary widely.
HOW AHANA HELPS
Application Development and Ahana.AI build a digital sales assistant that equips relationship managers with customer context, call preparation and cross-sell prompts — making engagement consistent instead of person-dependent.
More consistent sales preparation and steadier conversion.
BFSI is the core of our business, not a recent addition
Banking isn't a vertical Ahana entered recently — it's the core of the business. 12 years of engineering for financial institutions means the people building the solutions for your system have supported clients through regulatory audits and modernised live cores without data loss.
12+
Years in BFSI
150+
BFSI Specialists
15+
BFSI Clients
130+
Regulatory Reports Covered
Karnataka Bank — Modernizing PostgreSQL performance with faster restarts, optimized storage, and improved query efficiency through Ahana’s hands-on database expertise.
Kotak Securities — Created a database and reporting platform with more than 250TB of data, integrated 50+ applications and built customer 360° view.
India's largest Small Finance Bank — a multi-SBU digital transformation engagement.
Productised RBI Reporting Solution — purpose-built compliance automation for cooperative banks, RRBs and NBFCs, with audit-ready outputs across 50+ RBI reports (CRILC, AFI, Return A, ADF, off-site monitoring, ATM/IMPS/MPS).
Peer proof from the same industry
The highest-conviction trust step in a BFSI decision. One deep case; more available on request.
CASE STUDY · BANKING
Bassein Catholic Co-Operative Bank — From Missing Historical Data to RBI Reports in Hours
Challenge
After a core banking migration, RBI reporting became a two-year scramble — data pulled directly from production, inconsistent across reports, no historical basis, every new RBI template triggering a cross-team fire drill.
Approach
A Central Data Platform built for self-service — not just automation, so compliance strength doesn't depend on one team's headcount.
Outcome
When RBI issued Form 121, the bank had it ready within 2–3 hours, ahead of most peer banks — with 23+ regulatory and ADF reports now auto-generated and a governed data foundation replacing manual, production-level extraction.
A way in that removes the risk
Start Small
A 2-week pilot on one quarterly RBI return cycle, or a discovery workshop, before scaling.
Security by Design
ISO 27001:2022 + ISO 9001:2015, a BFSI-specific framework, SOC2 Type 2 compliant
650+ Professionals
Across data, cloud, automation, application and other services.
500+ Projects
Delivered 20+ technologies for 100+ clients.
NASSCOM Member
Member since 2016; Karnataka Regional Council since 2025.
BFSI FAQs
BFSI knowledge from the field
Practical guides, regulatory updates and case-backed thinking for IT and compliance leaders in banking and finance. No fluff, no vendor-speak.
RBI Regulatory Reporting:
What’s changed and what banks need to do now
From CRILC to ADF and off-site monitoring, the scope of RBI obligations keeps expanding. We walk through the latest circular changes, common mapping failures, and how productised automation changes the economics of compliance.
Read MoreEnterprise-grade tools, BFSI-configured
Ahana's BFSI delivery runs on a curated, audited stack — chosen for security, regulatory defensibility, and proven performance in Indian financial institutions. No experimental tooling in live regulatory pipelines.
