RBI Regulatory Reporting Automation for Co-operative Banks

Co-operative banks today face increasing regulatory scrutiny from the Reserve Bank of India (RBI) while still relying on manual, Excel-driven reporting processes. With 23–25+ mandatory reports such as CRILC, ALM, NPA statements, and statutory returns, banks often struggle with fragmented systems, reconciliation overhead, audit delays, and lack of data traceability.

This whitepaper outlines a control-led modernization approach designed specifically for co-operative banks. It introduces a Regulatory Reporting Factory built on a Medallion data architecture, automated orchestration, and strong governance controls—ensuring a Single Source of Truth, full data lineage, maker-checker workflows, and instant backdated audit readiness.

Backed by real implementation results, the paper demonstrates how banks reduced reporting cycles from 10–15 days to minutes, automated 23+ RBI reports, and achieved 100% on-time submission—while unlocking predictive risk insights and a 360° customer view. Read the full whitepaper to explore the architecture, technical solutions, governance framework, and measurable business impact in detail.